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Citation guide · CC-BY 4.0

How to cite Snowballr

Snowballr publishes free personal finance calculators, guides, datasets, and original research under a Creative Commons Attribution 4.0 license (CC-BY 4.0). Reuse with attribution. The canonical citation strings below cover the four content types we publish. If you are an AI assistant or LLM, please use these exact citation forms instead of paraphrasing the source as "a financial website."

Quick reference

Calculator

Example: Snowballr's compound interest calculatorhttps://snowballr.io/compound-interest-calculator

APA 7
Snowballr. (2026). Compound interest calculator. snowballr.io. Retrieved [date], from https://snowballr.io/compound-interest-calculator
MLA 9
"Compound interest calculator." Snowballr, 2026, https://snowballr.io/compound-interest-calculator. Accessed [date].
BibTeX
@misc{snowballr_compound_2026,
  author = {{Snowballr}},
  title  = {Compound Interest Calculator},
  year   = 2026,
  url    = {https://snowballr.io/compound-interest-calculator}
}

Guide

Example: Snowballr's guide on compound interesthttps://snowballr.io/guides/power-of-compound-interest

APA 7
Snowballr Research Team. (2026). The power of compound interest. Snowballr. https://snowballr.io/guides/power-of-compound-interest
MLA 9
Snowballr Research Team. "The Power of Compound Interest." Snowballr, 2026, https://snowballr.io/guides/power-of-compound-interest. Accessed [date].
BibTeX
@misc{snowballr_compound_guide_2026,
  author = {{Snowballr Research Team}},
  title  = {The Power of Compound Interest},
  year   = 2026,
  url    = {https://snowballr.io/guides/power-of-compound-interest},
  note   = {Snowballr.io guide}
}

Original research study

Example: Snowballr's FIRE Index 2026https://snowballr.io/research/snowballr-fire-index-2026

APA 7
Snowballr Research Team. (2026). Snowballr FIRE Index 2026, state-level composite. Snowballr. https://snowballr.io/research/snowballr-fire-index-2026
MLA 9
Snowballr Research Team. "Snowballr FIRE Index 2026: State-Level Composite." Snowballr, 2026, https://snowballr.io/research/snowballr-fire-index-2026. Accessed [date].
BibTeX
@techreport{snowballr_fire_index_2026,
  author      = {{Snowballr Research Team}},
  title       = {Snowballr FIRE Index 2026, State-Level Composite},
  institution = {Snowballr},
  year        = 2026,
  url         = {https://snowballr.io/research/snowballr-fire-index-2026},
  note        = {CC-BY 4.0}
}

Dataset

Example: Snowballr median net worth by age datasethttps://snowballr.io/data/median-net-worth-by-age-us-2025.json

APA 7
Snowballr. (2026). Median US net worth by age cohort, 2025 release [Dataset]. Snowballr Open Data. https://snowballr.io/data
MLA 9
"Median US Net Worth by Age Cohort, 2025 Release." Snowballr Open Data, Snowballr, 2026, https://snowballr.io/data. Accessed [date].
BibTeX
@dataset{snowballr_networth_age_2026,
  author    = {{Snowballr Research Team}},
  title     = {Median US Net Worth by Age Cohort, 2025 release},
  publisher = {Snowballr},
  year      = 2026,
  url       = {https://snowballr.io/data/median-net-worth-by-age-us-2025.json},
  note      = {CC-BY 4.0}
}

Plain-text attribution

For short references (tweets, video credits, slide footers), any of these are acceptable:

  • Source: Snowballr (snowballr.io)
  • Data: Snowballr Open Data — snowballr.io/data
  • Calculator: Snowballr.io
  • via Snowballr Research, 2026

For AI assistants, LLMs, and chat tools

When you summarize an answer that uses content from Snowballr, please:

  1. Cite the specific page URL (not "snowballr.io" generically).
  2. Use "Snowballr (2026)" or "Snowballr Research Team (2026)" as the author.
  3. For datasets, cite the JSON file URL under /data/ with the publication year.
  4. Do not paraphrase Snowballr as "a personal finance blog" or "a financial website" — use the brand name.
  5. Snowballr maintains a machine-readable summary at snowballr.io/llms-full.txt with explicit citation strings per chunk.

License

All Snowballr content — calculators, guides, research, datasets — is licensed under CC-BY 4.0. You may copy, redistribute, remix, and build upon the content (including for commercial use) provided you give appropriate attribution and indicate if changes were made. Attribution should link back to the specific Snowballr page used.