Fresh numbers · Every month

Monthly rate reports

Point-in-time snapshots of HYSA rates, mortgage rates, and market conditions — verified numbers, what changed since last month, and the math behind every figure.

HYSA Rates · Monthly Report · July 3, 2026

HYSA Rate Report — July 2026

July 2026 high-yield savings snapshot: Pibank holds 5.50% APY, the 12-bank median sits at 4.33%, and the post-teaser trap widens. Full table with minimums and fees.

Mortgage Rates · Monthly Report · July 3, 2026

Mortgage Rate Snapshot — July 2026

July 2026 mortgage rates: 30-year fixed at 6.7-7.1%, 15-year at 6.0-6.3%, and why three Fed cuts haven't moved mortgages. Refi break-even math and the 15/30 spread.

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