SCHD calculator
Historical growth of Schwab US Dividend Equity ETF using Dow Jones US Dividend 100 return series. Dividends reinvested at year-end; expense ratio drag negligible at 0.06%.
$10,000 invested in SCHD at inception (2011) with dividends reinvested through end of 2024 would be worth approximately $59,951 nominal ($41,673 in 2011 dollars). Annualized nominal: 13.65%; real: 10.73%.
Uses annual S&P 500 total return (with dividends reinvested) and CPI-U inflation, 1928–2024. Source: Damodaran (NYU Stern) + Shiller CAPE + BLS. Excludes fees, taxes, and bid/ask. Real return = nominal ÷ cumulative CPI.
SCHD at a glance
| Full name | Schwab US Dividend Equity ETF |
| Provider | Schwab |
| Expense ratio | 0.06% |
| Inception | 2011 |
| Assets under management | $60B |
| Dividend yield | 3.50% |
| Return series used | Dow Jones US Dividend 100 |
How this calculator works
For each start year, we apply the year-by-year total return of the Dow Jones US Dividend 100 to the entered starting amount, compounding annually with dividends reinvested at year-end. This mirrors what an actual buy-and-hold SCHD holder would have experienced, before fees and taxes. Expense ratio is intentionally excluded from the historical result to keep the underlying series comparable across ETFs; for a full lifetime fee estimate at 0.06%, use the projection tab in our fund fee analyzer.